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Pet Insurance Explained


 

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Did You Know?
  • Many employers are starting to offer pet insurance as an employee benefit. Ask your employer for more information. Some companies will even pay for part of the monthly premium.
  • It is easier to insure a pet when they are younger and healthy.
  • Some adoption agencies offer a free first month of pet insurance when you adopt a pet.
As the amount of money spent on pet healthcare increases steadily at an estimated rate of 40% a year, and as pets become more like family, owners are looking to spend more on their pet's health. Pet owners also want to have their pets covered by insurance.

Some basic plans start at $10.00 a month, while more extravagant plans cost upward of $400.00 a month. Since no two pet insurance plans are exactly the same, you should research each policy before making a choice that best fits your needs. The following questions are important to keep in mind when determining if pet insurance is worth the expense:

What's covered? Look over several plans from different companies before making a provider selection. Make sure the plan you choose defines clearly what is and what is not covered. For some pet owners, pet insurance is a safeguard for future catastrophes, such as sudden accidents or the emergence of a serious illness. For others, the coverage they choose applies to every vet visit, including checkups.

What's not covered? There is more to picking insurance plans then finding out what is covered by insurance. You need to also know what is not covered so you can compare plans to one another and so you are prepared when your pet needs a test or procedure that is not covered.

Are hereditary illnesses and conditions covered? If you own a purebred animal, they may be prone to a breed specific condition. For example, German Shepard's are likely to develop hip dysphasia, and Labrador's are often inflicted with eye problems.

What's the deductible? Is there a co-pay? Be sure to understand what you are expected to pay for and exactly how much. You don't want to pick an insurance that covers little if anything.

What (if any) is the age limit for a pet to be covered? The best time to purchase pet insurance is when your pet is just a puppy. As pets get older they require more care, especially later in their lives, and the premium goes through the roof or coverage no longer exists.

So who is pet insurance for? Pet insurance is best suited for pets that are young and healthy. Pet insurance is also a good investment if you:

  • Have multiple pets
  • Take in stray animals to help shelters
  • Breed dogs
  • Take your pet with you on vacation
The otherwise healthy dog. Many dogs can live long accident free lives today, but no owner can guarantee their canine companion will never have an accident such as eating a sock, swallowing a rock, or even getting hit by a car in the driveway.

How most insurances work: Unlike human health insurance, most pet insurance companies require you to pay the entire veterinarian bill at the time of service. You as the owner are then responsible to turn over itemized bills or invoices from us, your veterinarian, to the pet insurance company for reimbursement of qualified costs.

The best way to find the right pet insurance for you and your family should start with researching some reputable pet insurance companies. Ask for detailed plan information and price quotes.

Remember, pet insurance is not a necessity, and if you choose not to get insurance for your pet you are still a great pet parent!


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Pet Care Is Our Passion

Pet Care Is Our Passion

AAA Animal Hospital is a full service veterinary hospital that is dedicated to the health, happiness and well being of your pet. Each of your pets becomes part of the AAA family and receives uncompromising care, service and genuine concern by our entire hospital staff. AAA Animal Hospital has thousands of satisfied patients over the past 35 years. We offer low cost vaccinations, spaying and neutering. We have a new state of the art facility which offers digital x -rays, in-house laboratory testing, a fully stocked pharmacy, ultrasound, and orthopedic and soft tissue surgeries. Our hospital carries a wide variety of prescription diets and all the latest in flea control including Nexgard and Comfortis. We also offer boarding for cats and dogs with brand new "condo" style facilities. Call us to book your boarding reservation today.

      We are staying open later for your convenience  

Last exam is an hour before closing.

  Monday -Friday 7:30-9pm

     Saturday-Sunday 8am-5pm

We close early the day before most major holidays and are closed on the holiday. 

THIS ---->https://myaaavetnet.vetmatrixbase.com/index.php

Business Hours

DayOpenClosed
Monday7:30am9:00pm
Tuesday7:30am9:00pm
Wednesday7:30am9:00pm
Thursday7:30am9:00pm
Friday7:30am9:00pm
Saturday8:00am5:00pm
Sunday8:00am5:00pm
Day Open Closed
Monday Tuesday Wednesday Thursday Friday Saturday Sunday
7:30am 7:30am 7:30am 7:30am 7:30am 8:00am 8:00am
9:00pm 9:00pm 9:00pm 9:00pm 9:00pm 5:00pm 5:00pm

What is Petly

See your pet on Petly – As your pet's personal health page, Petly is a special place for you and your pet. You're just one click away! – GO TO PETLY

Petly is a secure personal health page for your pet that gives you direct access to your pet's health records 24/7. We're happy to provide Petly to all our current clients who have an active email address at the practice. 

Petly is a great way to view your pet's health records, anytime, plus you can easily connect with us at your convenience. Petly offers many features to help you keep track of your pet's health needs and shares informative articles on the latest trends in pet health.

Need Vaccine History for traveling this weekend? With Petly you can print your vaccine records right from home, plus so much more including:

  • View your Pet's Visit History at our Practice
  • View Upcoming Appointment Information
  • Request Appointments & Prescription Refills
  • Sign-up to for Appointment Reminder Text Messages
  • Update Us on any changes to your Address & Phone
  • View our Recent Facebook Posts!
  • Manage your Email Preferences* 

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